Why Pre-Qualification is Important

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Even if you haven't so much as picked out homes to view yet, it is valuable to visit with your mortgage professional early. Why? It may be hard to fathom the ways we can help even before you start to calculate your offer.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you decide the amount in monthly payments you can afford, and the size of loan you will qualify for. In this process, we determine your borrowing potential - analyzing your job, money available for down payment, existing debt, income, and other circumstances. It's a short, thorough process with minimal risks for papercuts.

We will give you a Pre-Qualification Letter after you qualify, that says that we are confident you will qualify for a certain amount of mortgage dollars.

Power in the Pre-Qual

When you find a house that catches your eye, and you decide to make an offer, being pre-qualified for a mortgage will do several things. First, it lets you know how much you can offer. More important to the home seller, your pre-qualification is like your having walked into their front door with a bag full of cash to purchase the house! They won't have to be concerned that they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You will have the clout of a buyer ready to make the purchase on the spot!

We can help you pre-qualify

Our mortgage professionals can help you find out how much of a loan you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. This process outlines your finances - your debts, income, career, down payment money, among other things. It's short and basic; and we take pride in keeping the paperwork light.

One on one

While you can benefit from our tools to calculate mortgage variables on our site, it's essential to sit down and talk with one of our mortgage professional team members. For one thing, you'll want a Pre-Qualification Letter! For another thing, we may find a different mortgage option that better fits your needs. We are eager to hear from you: contact us at 720-440-9741.

Have questions about pre-qualifying? Call us at 720-440-9741. Gateway Mortgage Denver answers pre-qualifying questions every day.